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July 2017

Found 8 blog entries for July 2017.

By Ryan Poppe - Last Updated: Friday, July 28th, 2017.

The Pros and Cons of Early Mortgage PayoffIt might be the dream of many American homeowners to completely pay off their mortgage and own their home outright. Not only would this idea provide a ton of peace of mind, but it can also help to dramatically shift one’s overhead into a position that’s more comfortable. So why wouldn’t an Animas Valley homeowner want to pay off their mortgage ahead of time? The reasons both for and against can vary, as we explain below.

How Early Payment Can Help

Not having a monthly mortgage bill is perhaps one of the top reasons for a homeowner to pay off their mortgage ahead of time, as this creates more monthly cash flow and more flexibility for those who are retired. But surprisingly there are other, less obvious, benefits to paying it early.

Think

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By Ryan Poppe - Last Updated: Wednesday, July 26th, 2017.

How to Put Your Home on the Market For a Smooth Home SaleA lot of steps go into selling a home even before it's time to put it on the market. Fixing it up, staging it, decluttering, packing, and performing any deferred maintenance. And now? It’s time. After fixing up the home in preparation, it’s finally ready to go up on the market. But just how does anyone do that? Here are the basic steps to sell any home.

Hire a Real Estate Agent

A real estate agent is a homeowner’s best friend when it comes to selling a home. They’ll be with the homeowner every step of the way and do their best to help the home sell in a timely manner and for an appropriate sum of money. The agent will be paid when your Durango home sells, at which time they will take a percentage of what the home sells for. 

Get a

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By Ryan Poppe - Last Updated: Wednesday, July 19th, 2017.

How Landscaping Can Add Value to a Home SaleJust about every article about selling a home whether it’s online or in a published guidebook recommends one piece of advice: all homeowners should do some form of landscaping before putting their home on the market. But why? Well, it isn’t a conspiracy for gardening shops to make more money, that’s for sure. Here are the reasons why homeowners should invest in landscaping before they decide to sell.

Landscaping Affects a Home’s Value

As a homeowner who also wants to sell their home, one of the most important parts of a home is its value. Many studies have been done, and one by horticulturist Alex X. Niemiera found that the difference in value between a home that has been a landscaped and a similar home that has not been landscaped can range

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By Ryan Poppe - Last Updated: Wednesday, July 12th, 2017.

Like in many cities across the U.S. right now, housing inventory is low in Durango, and there’s no doubt it’s having a pretty substantial impact on current market conditions, and most likely how the market will fare for the foreseeable future as well.

Last night, the Durango City Council once again strategized on how to handle the city’s current market shortage, covering a variety of topics that range from extending multi-family development into older, more established parts of town to revising tiny house building codes that could encourage more tiny home development.

As reported in The Durango Herald, another proposed goal by city officials is to ensue more affordable housing is available throughout Durango, and perhaps even reaching a point where

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By Ryan Poppe - Last Updated: Wednesday, July 12th, 2017.

When and How Capital Gains Apply to Home SellingWhen you prepare to sell your home, you might wonder if you have to pay taxes on the capital gains from the sale. Many home sellers never have to pay capital gains taxes, due to an exclusion that is available for people selling current or former primary residences. In these four instances, you may have some tax liability.

Vacation Homes

Capital gains taxes are considered on every property you sell, but there is an exclusion for certain circumstances. If you live in a home for two of the past five years as an owner, you may be able to exclude as much as $250,000 (filing as a single person) or $500,000 (married filing jointly) of the gains on your taxes. You can see how most people who qualify for the exclusion will easily erase their tax

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By Ryan Poppe - Last Updated: Thursday, July 6th, 2017.

Durango Neighborhoods With the Best Mountain ViewsWhile every home buyer out there has his or her own wish list, location is almost always an important factor in whatever decision is made. In some markets, living on the beach is a priority, and in other larger cities, having a close proximity to major public transit stations also tends to be something many home or condo buyers consider. 

Here in the Durango real estate market, however, there are no beaches or subway stations, and spectacular views of the stunning mountainous landscape are what many home buyers are after during their quest to find the perfect new place to live; and after just once glimpse of how beautiful some of those views and outlooks can be, it’s certainly easy to see why.  

Falls Creek 

Encompassing roughly 940 acres of

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By Ryan Poppe - Last Updated: Wednesday, July 5th, 2017.

VA Loan Basic Guide for Home Buying VeteransVA Loans are an excellent option for people who served in the US military and now wish to purchase a home. These loans come with special protections that make it easier to qualify and that allow you to realize significant savings. 

What is a VA Loan?

VA Loans are loans from private lenders such as banks, credit unions and mortgage companies that are guaranteed by the federal government. They are available to most veterans, current military members, National Guard members and reservists. The spouses of individuals who died during active duty or as the result of a disability connected to their service may also apply. Active military members may qualify for VA Loan after serving for six months. Those in the Reserves or the National Guard may

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By Ryan Poppe - Last Updated: Sunday, July 2nd, 2017.

Beaver Creek Ranch - Bayfield COWith the city of Bayfield pushed right up against the sprawling San Juan National Forest, which by the way encompasses about 2 million acres, it’s hard not to find a scenic place to call home somewhere in this lovely part of Southwest Colorado. In fact, if you love being outside and taking full advantage of the region’s awesome natural landscape, the Bayfield real estate market offers some of the best hiking, boating, fishing, snowmobiling, and cross country skiing of any small town in the entire country.

But when you’re looking for a new place to live in neighborhoods such as Cedar Hiils, what’s featured inside a home is of course just as important as proximity to all the awesome outdoor recreational amenities you’ll find in the Bayfield area, and in

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