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Home Buying Blogs – Durango

Home buying advice for Durango residents from the Colorado Property Group.

Found 31 blog entries about Home Buying Blogs – Durango.

By Ryan Poppe - Last Updated: Tuesday, May 19th, 2020.

Durango, CO Healthcare SystemsAccessibility to high-quality healthcare is critical, and fortunately, those who live in Durango have plenty of options, where there are several major health systems that operate a variety of facilities in the city. Patients can easily find a healthcare system that accepts their insurance and will work with them to provide the comprehensive care patients deserve during every stage of their lives.

These are the healthcare options available to Durango residents:

Axis Health System

Axis Health System is a private, non-profit healthcare system that has been operating facilities in Durango and throughout the surrounding region since 1960. It has five facilities in Durango, including the La Plata Integrated Health Care Community Health Center, the

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By Ryan Poppe - Last Updated: Tuesday, May 19th, 2020.

Are You Flipping a Home? What You Need to Know Some people flip homes for fun, while others flip homes as a business. Whether you're flipping your first Los Ranchitos home just to try it, or you're planning to start a business, you'll need to have the right skills and a plan to make home flipping a success. Knowing the market in your area, having a firm budget in mind, having the ability to make repairs and partnering with a capable real estate professional are all things you'll need to do to flip your first home.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Know the Market in the Area

Before purchasing a home, it's important for home flippers to know the market in their area. Markets vary

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By Ryan Poppe - Last Updated: Tuesday, May 5th, 2020.

What Happens When Your Mortgage Payment Is LateThere are many reasons why a homeowner may miss one of their monthly mortgage payments. They may have been laid off from their job and not have the money, or they may have just forgotten to enable auto-payments, leading to a missed mortgage payment. Missing a mortgage payment may seem like the end of the world at first, but mortgage lenders can actually be more lenient than most homeowners expect. Here is what homeowners need to know if they miss a mortgage payment and how it will affect them.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

The Payment Is a Few Days Late

Most mortgage lenders have a policy in place for a grace period that

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By Ryan Poppe - Last Updated: Tuesday, March 17th, 2020.

4 Reasons to Purchase a Home With CashThere are many ways to buy a new home, but the most popular way to do so is by getting a mortgage. Mortgages are so popular that some people assume that they’re the only way to purchase a home, but this is incorrect. Purchasing a home in cash is another option that forgoes the home loan and pays for everything up front. It isn’t viable for everyone to use, but homeowners who can pay in cash absolutely should. Here are some of the reasons why home buyers should purchase their new home in cash if the option is available to them.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

Sellers Love Cash Offers

If a seller has to pick between a cash offer and a

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By Ryan Poppe - Last Updated: Tuesday, February 18th, 2020.

Everything to Know About Floor Plans When Buying a HomeIt's rare for home buyers to spend a lot of time thinking about the floor plan where they're going to buy a Cortez home. What many home buyers don't realize is how much the floor plan of the home they buy will impact their personal happiness once they've settled into their house. Knowing the pros and cons of different types of floor plans can help you decide which type of floor plan is right for you.

Traditional Floor Plan Vs. Open Floor Plan

Traditionally, living rooms, dining rooms and kitchens had distinct walls and doors that separated one room from another. In recent years, open floor plans have become more popular. Open floor plans have fewer walls between rooms, and fewer doors as well. In an open floor plan home, the living room, dining

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By Ryan Poppe - Last Updated: Tuesday, January 21st, 2020.

Everything to Know About Buying in an Age-Restricted CommunityAge-restricted communities are developments specifically designed for seniors. Often, these communities have amenities designed to provide recreation and to promote a sense of community among residents. Knowing what to expect in an age-restricted community can help Silverton home buyers decide whether this type of development is right for you.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Make Note of Amenities

Age-restricted communities often have amenities for residents. Buyers thinking about purchasing a condo in an age-restricted community should find out what kind of amenities are available before making an offer on a property. Below are some

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By Ryan Poppe - Last Updated: Wednesday, January 8th, 2020.

What You Should Know About Pre-Approval and Pre-QualificationWhen purchasing a Southwest Colorado Resort home, a buyer needs to decide how they’re paying for the loan: with cash or a mortgage. If going the mortgage route, the buyer needs to apply for their loan of choice. When the buyer goes to apply, they may see two different options: get pre-qualified and get pre-approved. These two terms may sound similar, but they mean very different things, and choosing the wrong one at the wrong time can throw a wrench into buying a home. Here is what all home buyers need to know about the difference between getting pre-approved and pre-qualified for a loan.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

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By Ryan Poppe - Last Updated: Wednesday, December 11th, 2019.

Financial Mistakes to Avoid When Applying for a MortgageIt's not uncommon for Pagosa Springs home buyers to spend a good bit of time finding the perfect home at a reasonable price. However, during all the excitement and anticipation of being a homeowner, it's all too common for buyers to make a few mistakes when getting a mortgage into place. Here are a few errors that should be avoided.

For informational purposes only. Always consult with a licensed mortgage or home loan professional before proceeding with any real estate transaction.

Failing to Factor the True Cost of Owning a Home

Even buyers that stick with the concept of ensuring their mortgage payments are less than 30 percent of their pre-tax income quickly discover that there's more to ownership than monthly payments. Forgetting about

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By Ryan Poppe - Last Updated: Wednesday, October 30th, 2019.

Renting to Tenants? Here's What You Need to KnowRenting an Animas Valley home is a big decision. While renting can bring in a lot of needed income, it can also be a big responsibility. Rental properties must be properly cared for and the needs of the tenant must be managed.

If you've never rented a home to tenants before, you have a lot to learn before you can put your home up for rent. Here's what you need to know about taking care of a rental property.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Familiarize Yourself With Tenant and Landlord Laws and Rules

Laws that protect landlords and tenants vary from one state to the next. Landlords must be familiar with their own rights and the rights of

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By Ryan Poppe - Last Updated: Wednesday, October 16th, 2019.

What to Know About the 1031 ExchangeThe 1031 exchange is a way for owners and investors to defer capital gains tax when selling an asset. This is one of the more complicated transactions to successfully complete, especially now that the tax code has changed. Learn more about how 1031 exchanges work, how they can save Animas Valley homeowners in the short-term, and what can be done to maximize the efficiency of the exchange.

For informational purposes only. Always consult with a certified tax expert before proceeding with any real estate transaction.

The Basics of a 1031 Exchange

A 1031 exchange occurs when an owner sells an appreciated property and simultaneously purchases property of the same value. When the owner completes a 1031 exchange, they are exempt from paying capital

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